Personal Credit + Business Credit · One Platform

Fix your personal credit. Build your business credit.

Most tools do one or the other. This does both — together, or separately — because business lenders check your personal credit before they check your company's.

Free to print your own dispute letters · Real lenders, real certified mail · Cancel anytime

4824 •••• •••• 3721
Business Line
$25K
5521 •••• •••• 8834
Acme LLC
$14,200
3782 •••• •••• 1199
SBA Loan
$250K
THE DIFFERENCE

Two tracks. One platform.

Personal repair and business building run side by side — and meet at the point where lenders say yes.

Personal — disputes, utilisation, score Business — vendors, tiers, credit lines Fundable — approved on both
0
Vetted vendors & lenders
0
Bureaus tracked
0
Credit tiers mapped
0
-day
FCRA clock tracked
How It Works

Six steps from zero to fully funded

No guesswork. No $5,000 consultants. BizCredBuildr walks every tier automatically.

STEP 01
🏗️

Business Foundation

EIN, registered address, DUNS number, business bank account — fully guided setup.

STEP 02
🌐

Net-30 Vendor Accounts

AI opens 5–10 starter vendor accounts that report to D&B and Equifax Business.

STEP 03
📊

Business Credit Score

We monitor Paydex, Intelliscore, and FICO SBSS — and tell you exactly how to move up.

STEP 04
💳

Major Credit Lines

Business credit cards and revolving lines — including no-personal-guarantee options where the lender offers them.

STEP 05
🚀

Equipment Financing

Up to $500K in equipment funding. AI matches you to the right lenders before you apply.

STEP 06
🏦

SBA Loan Readiness

Tracks what SBA 7(a) and Express lenders look for, and shows you which requirements you still need to meet.

Features

Everything in one intelligent platform

Stop juggling spreadsheets, credit apps, and consultants. This is your complete credit operation.

🧠

AI Credit Brain

Scores your profile against every lender's published requirements, and tells you which ones you actually qualify for — and why you don't qualify for the rest.

📋

Business Profile Builder

Auto-completes lender applications using your business data. One profile, hundreds of lenders.

⚙️

Approval Probability Engine

See where you stand before you apply. We only surface lenders whose stated requirements you already meet, so you don't spend a hard inquiry on a likely denial.

📈

Credit Score Tracking

Real-time monitoring across D&B, Experian Business, and Equifax Business simultaneously.

🔔

Smart Alerts

Instant SMS and email when a lender pulls your report, a score changes, or an account is approved.

🛡️

Dispute Automation

AI detects errors on your business credit reports and drafts FCRA-compliant dispute letters.

Credit Tiers

Your roadmap to financial power

Business credit is built in stages. We track exactly where you are and what unlocks next.

🌱

Starter

Paydex 0–49
EIN, address, net-30s
📘

Building

Paydex 50–74
5+ vendor accounts

Established

Paydex 75–79
First credit lines
💎

Prime

Paydex 80
Major cards, $50K+
🚀

Elite

Paydex 80 + Age
Equipment, SBA loans
🏆

Fundable

Full profile
$250K+ credit lines
Pricing

One investment.
Unlimited credit potential.

Credit consultants charge $3,000–$10,000 for what BizCredBuildr does automatically, every day.

Monthly
Annual Save 20%
Starter
$47
per month · 7-day free trial
Perfect for new businesses starting their credit journey.
  • Business Foundation Setup
  • Up to 5 Net-30 Accounts
  • D&B + Experian Monitoring
  • AI Credit Advisor
  • Email & SMS Alerts
MOST POPULAR
Builder
$97
per month · 7-day free trial
For serious operators ready to access major credit lines and funding.
  • Everything in Starter
  • Unlimited Net-30 Accounts
  • All 3 Bureau Monitoring
  • Approval Probability Engine
  • Equipment Financing AI
  • SBA Loan Automation
  • Dispute Letter Generator
  • Priority Support

What credit profile does
your business deserve?

Start your 7-day free trial. No personal credit check. No credit card required.

Start Building Credit →